How do account structures impact currency conversion?

How do account structures impact currency conversion?

• A. Default is what the currency is paid out in. This can be changed. If someone in France is buying something and they have a bank account in France there will be no conversion and no need to use the default amount.
• B. All payouts are always converted to USD.
• C. Currency conversion is independent of account structure.
• D. Currency conversions occur only when using manual payouts.

Answer: (C)

Currency conversion in Stripe depends on the currencies involved in the transaction, not on how your Stripe account is built. If the money is charged in one currency and the payout to the bank or connected account is in a different currency, Stripe performs a conversion at its rates. If the charge and the payout share the same currency, no conversion is needed. The way the account is structured (standard, express, or custom) doesn’t determine whether a conversion happens—it's all about currency mismatch. That’s why the statement that currency conversion is independent of account structure is the best fit. Statements that say payouts are always in USD, or that conversions only occur with manual payouts, don’t reflect how currency handling works across different currencies and payout setups.

Currency conversion in Stripe depends on the currencies involved in the transaction, not on how your Stripe account is built. If the money is charged in one currency and the payout to the bank or connected account is in a different currency, Stripe performs a conversion at its rates. If the charge and the payout share the same currency, no conversion is needed. The way the account is structured (standard, express, or custom) doesn’t determine whether a conversion happens—it's all about currency mismatch. That’s why the statement that currency conversion is independent of account structure is the best fit. Statements that say payouts are always in USD, or that conversions only occur with manual payouts, don’t reflect how currency handling works across different currencies and payout setups.