When using destination charges, the customer record needs to be created on...

When using destination charges, the customer record needs to be created on...

• A. The platform
• B. The connected account
• C. The customer account
• D. The payment gateway

Answer: (A)

Destination charges in Stripe Connect are when the platform creates the charge and designates a connected account as the destination for the funds. Because the platform is issuing the charge, the customer data used for that charge is stored on the platform’s own account. This setup lets the platform control the billing details and payment method, while the connected account receives the funds after fees are applied. The connected account isn’t where you create the customer for a destination charge, since the charge itself is created on the platform. The idea of a payment gateway isn’t relevant here in Stripe’s architecture, as the platform and connected accounts handle the flow of funds and customer data via Stripe Connect.

Destination charges in Stripe Connect are when the platform creates the charge and designates a connected account as the destination for the funds. Because the platform is issuing the charge, the customer data used for that charge is stored on the platform’s own account. This setup lets the platform control the billing details and payment method, while the connected account receives the funds after fees are applied.

The connected account isn’t where you create the customer for a destination charge, since the charge itself is created on the platform. The idea of a payment gateway isn’t relevant here in Stripe’s architecture, as the platform and connected accounts handle the flow of funds and customer data via Stripe Connect.