Which describes multicapture?

Which describes multicapture?

• A. The merchant must obtain a new authorization for every item.
• B. Currency conversion is applied to all captures.
• C. All funds are captured in a single batch regardless of items.
• D. A single authorization is captured multiple times.

Answer: (D)

Multicapture means you use one authorization to capture funds in more than one transaction. When a payment is authorized, the issuer places a hold for up to the authorized amount. If you ship items gradually or bill in parts, you can perform multiple captures against that same authorization, as long as the total captured doesn’t exceed what was originally authorized. This is exactly what the description describes: a single authorization being captured multiple times. The other ideas refer to different flow patterns—getting a new authorization for each item, applying currency conversion, or capturing all funds in one batch—which are not what multicapture means.

Multicapture means you use one authorization to capture funds in more than one transaction. When a payment is authorized, the issuer places a hold for up to the authorized amount. If you ship items gradually or bill in parts, you can perform multiple captures against that same authorization, as long as the total captured doesn’t exceed what was originally authorized. This is exactly what the description describes: a single authorization being captured multiple times. The other ideas refer to different flow patterns—getting a new authorization for each item, applying currency conversion, or capturing all funds in one batch—which are not what multicapture means.