Which payment methods can Stripe Radar test?

Which payment methods can Stripe Radar test?

• A. Cards and Wallets
• B. Cards only
• C. Wallets only
• D. Bank transfers

Answer: (C)

The key idea is understanding what signals Stripe Radar can look at when you’re testing its rules. Radar makes its judgments based on data that comes with a payment, and wallet-based payments (like Apple Pay and Google Pay) provide tokenized card data plus device and transaction context that Radar can analyze in a controlled test setup. This combination gives Radar the kind of signals it needs to evaluate risk in test mode. Bank transfers don’t feed Radar with the same testing signals in the typical Radar test scenarios, and traditional card-only flows aren’t the focus of the testing context described. That’s why the option reflecting wallet payments as testable best fits how Radar is used in practice here. So, wallets only is the best answer because wallet-based payments provide the testable signals Radar relies on, while the other method types aren’t covered in that testing context.

The key idea is understanding what signals Stripe Radar can look at when you’re testing its rules. Radar makes its judgments based on data that comes with a payment, and wallet-based payments (like Apple Pay and Google Pay) provide tokenized card data plus device and transaction context that Radar can analyze in a controlled test setup. This combination gives Radar the kind of signals it needs to evaluate risk in test mode.

Bank transfers don’t feed Radar with the same testing signals in the typical Radar test scenarios, and traditional card-only flows aren’t the focus of the testing context described. That’s why the option reflecting wallet payments as testable best fits how Radar is used in practice here.

So, wallets only is the best answer because wallet-based payments provide the testable signals Radar relies on, while the other method types aren’t covered in that testing context.