Which statement describes off-session payments?

Which statement describes off-session payments?

• A. Think one-time purchases only
• B. Think subscription; customer is not online making the payment
• C. The customer does not need to be present
• D. The payment is always push

Answer: (B)

Off-session payments are charges that happen when the customer isn’t actively present in the payment flow at the time of the charge. This fits the typical use case of subscriptions, where the system automatically charges the customer’s saved payment method on a schedule without the customer being online to authorize each payment. That’s why the statement describing a subscription and the customer not online making the payment best captures off-session payments. It’s not limited to one-time purchases, and the customer not being present is true in spirit, but the most representative context is automated, subscription-based charging. Also, off-session isn’t defined by a push mechanism; there can be different flows, so saying it’s always push isn’t accurate.

Off-session payments are charges that happen when the customer isn’t actively present in the payment flow at the time of the charge. This fits the typical use case of subscriptions, where the system automatically charges the customer’s saved payment method on a schedule without the customer being online to authorize each payment. That’s why the statement describing a subscription and the customer not online making the payment best captures off-session payments.

It’s not limited to one-time purchases, and the customer not being present is true in spirit, but the most representative context is automated, subscription-based charging. Also, off-session isn’t defined by a push mechanism; there can be different flows, so saying it’s always push isn’t accurate.